Capital that moves at the speed of your sales.

Fast funding sized to your monthly revenue, repaid from a share of future sales. Approval leans on your deposits, not your credit score.

Start your application Call (516) 268-2466

How it works

Built for speed and flexibility.

A funder purchases a portion of your future receivables and advances you the cash today. You repay through small daily or weekly debits until the agreed total is paid back.

Because it is based on sales, approval depends mostly on your recent bank deposits. That makes it one of the fastest options for owners who need capital this week or who are still building their credit.

Structure: Purchase of future receivables, not a loan
Payments: Daily or weekly debits
Approval driver: Recent bank deposits
Credit score: Secondary factor

Who it's for

When it makes sense, and when it doesn't.

You need funds in days

This is the quickest product we place, often same week.

Strong sales, thinner credit

Approval is driven by deposits, so revenue carries more weight than your score.

You qualify for a term loan

We will tell you. A term loan is usually cheaper, and we would rather place you there.

Common uses

What owners use it for.

A time-sensitive inventory buy
Emergency repairs or equipment failure
Marketing for a launch or peak season
Bridging a gap before a larger loan closes
Covering payroll during a sudden dip

An honest note

Fast capital costs more. Use it on purpose.

Revenue-based financing is a short-term tool. It works best for a clear, quick return. If you already carry several advances, stacking another usually makes things worse, and our refinancing desk is the better conversation.

Talk to an advisor

	Revenue-based	Term loan
Speed	24 – 48 hours	2 – 5 days
Priced as	Factor rate	Annual rate
Approval focus	Deposits	Deposits + credit

Getting started

What you'll need.

Most applications take a few minutes. Have these ready and your file moves faster.

Your last 4 months of business bank statements
Business legal name, EIN and start date
Owner ID and basic contact details
A list of any current advances and balances

Prefer to talk first?

Speak with an advisor about your numbers before you apply. No cost, no obligation.

Call (516) 268-2466

Or email info@peakstonecg.com

FAQs

Revenue-Based Financing, answered.

Is this a loan?

No. It is the purchase of a portion of your future revenue. That is why it is priced with a factor rate instead of an interest rate.

How is my payment set?

It is based on your average revenue and the total being repaid, then split into daily or weekly debits. We walk you through the exact amount before you sign.

Can I pay it off early?

Some funders offer an early payoff discount and some do not. We point out which offers have one.

I already have an advance. Can I get another?

Sometimes, but it is often not the right move. Ask us about refinancing first.

Not quite the right fit?

Tell us what the capital is for and we will point you to the structure that fits.

Ready when you are

See what your business qualifies for.

Start your application in a few minutes. One advisor will walk you through every option.

Apply Now Call (516) 268-2466