Big plans need a bigger structure.
Mezzanine and subordinated debt, plus financing backed by real estate or business equity, for acquisitions, expansion and other large moves. Raise serious capital without giving up control.
Capital built around the deal.
Larger raises rarely fit a standard product. We look at your cash flow, assets and plans, then structure the right mix: senior debt secured by real estate or equipment, subordinated or mezzanine debt on top, or financing based on the value of the business itself.
Underwriting is deeper here. Lenders review financial statements, projections and the use of funds, so the process takes weeks rather than days. We prepare the package so it lands well the first time.
- Structures
- Senior, mezzanine, subordinated
- Backed by
- Real estate, equipment or cash flow
- Ownership
- You keep control
- Documents
- 2 to 3 years of financials
Who this is for.
$2M+ in annual revenue
The core profile. Strong financials open the most options.
Own commercial real estate
Property equity can back much of the raise at lower rates.
Planning an acquisition
We help structure the purchase so the combined business can carry it.
What owners use it for.
- Buying a competitor or a second business
- Opening new locations or markets
- Buying out a partner
- Major facility or real estate projects
- Recapitalizing without selling equity
Start with a 15-minute call.
For raises over $1M, a short conversation before the application saves everyone time. We will tell you what is realistic, what lenders will ask for, and how to put your strongest foot forward.
| Growth debt | Equity round | |
|---|---|---|
| Ownership | You keep it | You give some up |
| Cost | Fixed rate | Share of future upside |
| Control | Stays with you | Shared with investors |
What you'll need.
Most applications take a few minutes. Have these ready and your file moves faster.
- 2 to 3 years of business tax returns or financials
- Year-to-date financial statements
- A short summary of the plan and use of funds
- Details on any real estate or major assets
Speak with an advisor about your numbers before you apply. No cost, no obligation.
Or email info@peakstonecg.com
Growth & Mezzanine Capital, answered.
What is mezzanine financing?
It is debt that sits behind a senior loan. It costs more than senior debt but lets you raise more without selling ownership.
Do I have to give up equity?
No. These are debt structures. Some mezzanine deals include a small equity kicker, and we will always point that out.
How long does it take?
Usually 3 to 8 weeks, depending on the size, the collateral and how ready your financials are.
What size business is this for?
Typically businesses with $2M or more in annual revenue, or owners with significant real estate or equipment.
Not quite the right fit?
Tell us what the capital is for and we will point you to the structure that fits.
Term Loans
$25K – $1.5M · 8.5% – 14%
Explore term loansLines of Credit
$10K – $1M · 8% – 30% APR
Explore lines of creditRevenue-Based Financing
$10K – $2M · 1.15 – 1.45
Explore revenue-based financingRefinancing
$50K – $2M · 9% – 18%
Explore refinancingEquipment & Asset-Backed
$25K – $2M · 7.5% – 12%
Explore equipment financingSee what your business qualifies for.
Start your application in a few minutes. One advisor will walk you through every option.