From daily debits to one monthly payment.

If short-term advances are eating into your cash flow, we look for a longer-term loan that pays them off and replaces them with one predictable payment.

Start your application Call (516) 268-2466

How it works

Clear the stack. Get your cash flow back.

We start by listing every position you hold: balance, payment, frequency and payoff amount. That shows how much of your revenue is going out the door before payroll and suppliers get paid.

From there we look for a lender who pays those balances off directly and gives you one loan over a longer term. Fewer payments, a clear end date, and room to breathe.

Payoffs: Sent directly to current funders
New payment: One weekly or monthly
Starting point: Free position-by-position review
Goal: Lower total payment burden

Who it's for

Is refinancing right for you?

2 or more active advances

The classic case. Combining them usually frees up meaningful cash every week.

One advance, steady revenue

A longer-term loan may still lower your payment and your total cost.

Revenue has dropped sharply

Harder, but not hopeless. We will tell you straight what is realistic.

Common uses

What owners use it for.

Paying off several daily or weekly advances
Lowering the share of revenue going to debt
Moving to a fixed end date
Freeing cash for payroll and inventory
Setting up for a cheaper loan down the road

Before and after

What changes when the stack is gone.

Every file is different, and approval depends on your revenue and balances. The goal is always the same: fewer withdrawals, a payment you can plan around, and a business that is not working just to cover its financing.

Talk to an advisor

	After	Before
Payments	One	Several
Frequency	Weekly or monthly	Daily
End date	Fixed	Moving target

Getting started

What you'll need.

Most applications take a few minutes. Have these ready and your file moves faster.

Your last 4 months of business bank statements
A payoff letter or balance for each advance
Business legal name, EIN and start date
Owner ID and basic contact details

Prefer to talk first?

Speak with an advisor about your numbers before you apply. No cost, no obligation.

Call (516) 268-2466

Or email info@peakstonecg.com

FAQs

Refinancing, answered.

Do I have to stop paying my current advances?

No. Keep paying as agreed while we work. The new lender pays the balances off directly at closing.

Will this lower my payment?

In most cases that is the point. We show you the before and after numbers before you commit to anything.

What if I have a lot of positions?

That is common. We review every one and look for a structure that covers as many as possible.

Is the review really free?

Yes. We review your positions at no cost and with no obligation.

Not quite the right fit?

Tell us what the capital is for and we will point you to the structure that fits.

Ready when you are

See what your business qualifies for.

Start your application in a few minutes. One advisor will walk you through every option.

Apply Now Call (516) 268-2466